It is in the consumer world that we are most familiar with personalized goods: Manufacturers give their customers the opportunity to add an individual note to their products. Be it cars, clothes, shoes and even food, the spectrum of bespoke products is now highly diverse and meet the most individual needs.

Maerki Baumann applies an investment solution that is wholly tailored to the individual needs of its clients. With its innovative approach, it has taken a major step towards the personalization of investment portfolios – thereby continuing its tradition of combining the tried-and-tested with the new. 

The modular investment solution combines the benefits of professional asset management with personalized advice. It allows for specific, individual solutions to be developed for even complex client needs. How is this possible? Through the use of numerous investment building blocks – or modules – that can be flexibly combined in keeping with individual client preferences. During the selection process, these preferences can inform the choice of markets, asset classes and risk appetite. The modules selected can then be supplemented or switched over time, just as the client chooses.

Your modular investment solution begins with an analysis of your risk profile and your investment objectives. Together with your client advisor, you will use this as the basis for defining your own individual investment strategy. Here the main focus will be on deciding your asset allocation – in other words, the long-term distribution of your assets across the various investment categories and markets. The foundation of your investment strategy is formed by a “strategy module” or “strategy module plus”, which can be supplemented by several focus modules, e.g. “Midcaps Switzerland”, “Equities Eurozone”, or “Commodities”. Clients decide on the number and weighting of focus modules in consultation with their client advisor. Our clients benefit from an investment portfolio that is geared around their personal inclinations, can be flexibly adapted to changing parameters, and is professionally managed at all times. 

Maerki Baumann’s asset management with the modular investment solution is based on the building block principle. The investment strategy is replicated through various building blocks in the form of modules that can be flexibly combined. Our service offers a number of different benefits:

Innovative

The modular investment solution currently consists of strategic modules and 15 focus models. The selection of modules is being continuously expanded to incorporate specific investment themes.

Transparent

All modules are managed professionally by the private bank Maerki Baumann. The costs of each module are transparent and performance can be tracked at all times through e-banking. Clients have a say in the composition of their portfolios, and can remain involved in the investment process at all times if they so wish. Unlike with an investment fund, clients hold the securities (e.g. equities) contained in the modules in their safekeeping account, and can therefore exercise all associated shareholder rights.